We offer deposits products for both individuals and corporates to meet their day to day banking as well as to set aside some funds for future investments.

  • Current Deposits- Vietnamese & Foreign Individuals & corporates.
  • Savings Plus Deposits- Vietnamese Individuals and corporates.
  • Monthly Interest Deposits Account: To earn a fixed monthly interest to meet your day to day needs.
  • Monthly Instalment Deposits Account- The deposit accounts help you to save a fixed amount every month for your future investment planning.
DEPOSITS - RETAIL & CORPORATE
Interest rates in % per annum
  VND w.e.f.01.03.2024 USD Eur/JPY
Maturity Buckets Individuals Corporates Individuals Corporates Individuals Corporates
Current Account 0.50 0.50 0.00 0.00 0.25 0.10
> 1 month to < 3 months 3.30 3.20 0.00 0.00 0.30 0.30
> 3 months < 6 months 3.60 3.50 0.00 0.00 0.40 0.25
> 6 months < 9 months 4.00 3.80 0.00 0.00 0.40 0.25
> 9 months < 12 months 6.00 5.80 0.00 0.00 0.50 0.25
> 12 months <18 months 6.00 5.80 0.00 0.00 0.50 0.25
> 18 months < 24 months 6.00 5.80 0.00 0.00 0.50 0.25
> 24 months up to 36 months 6.00 5.80 0.00 0.00 0.50 0.25

The above rates are for reference and negotiable from case to case basis

DOMESTIC
  VND Foreign Currency
Remittance thru CITAD Or VCB Money Less than VND 100 Million VND 20,000 Flat Up to USD 5000 USD 2
  VND 100 Million to < VND 500 Mn 0.02% > US$5000 to US$10,000 USD 5
  VND 500 Million and above 0.03% (max VND 1,000,000) >US$ 10,000 USD 15
Domestic Transfer in FOREIGN CURRENCY
Facility Commission
Outward Remittance 0.2% (Minimum VND 400,000 and Max. VND 6,000,000)
Inward Remittance from other Bank Free
Overseas Remittance Charges in INR
Base Currency VND Commission Base Currency USD Commission
Up to VND 40 Mn VND 250,000 Up to USD 2000 USD 10
From VND > 40 Mn to 80 Mn VND 350,000 From USD > 2000 to 4000 USD 15
From VND > 80 Mn to 150 Mn VND 500,000 From USD > 4000 to 7500 USD 20
From VND > 150 Mn to 250 Mn VND 600,000 From USD > 7500 to 12,500 USD 25
From VND > 250 Mn to 500 Mn VND 700,000 From USD > 12,500 to 25,000 USD 30
From VND > 500 Mn and above @ 0.12% From USD > 25,000 and above @ 0.12%
 

For further details and terms and conditions, please contact us

(0084 8)38 228 939 – 39 101 266
(0084 8) 39 246 341
Boi.hcmvnm@bankofindia.co.in
Branch Timing:
8:30am to 5:30pm Monday to Friday (excl. public holidays)
Business hours
8:30am to 4:30pm Monday to Friday (excl. public holidays)
Bank code in Vietnam: 79659001
SWIFT code: BKIDVNVX

 
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